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✅ EMD Funding Process:

Get a heads up on everything you need to know about our EMD funding process before it happens! Everything you need to know about our EMD funding process before it happens!

✅ Double Close Funding Process:

Double Closes are simple transactions until they aren't! Be prepared for fast funding!

✅ Seller Carry-Back "Stack Method" Funding Process:

Savvy investor and a complex transaction, but we are ready with everything you need to know!

✅ JJ Creative Capital "Funding Box"

NEVER worry about needing funding again! Know exactly what we will fund, EVERY TIME!

Frequently Asked Questions

How much do you charge?

We charge 40% fee for EMD funding and 1.5% fee for transactional or stack method funding to start. These numbers can change depending on duration of the deal and risks involved.

Are there any up-front fees?

For EMD, we charge a minimum $250 to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. If you are confident in your deal closing, this will have no effect on you!

What qualifies as transactional funding?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.

Here's how it works:

First Transaction: The investor agrees to purchase the property from the original seller.

Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

Can you fund EMD for end buyers?

We can fund EMD for end buyers, but it's rare. At the end of the day, our funds have to be protected no matter what. Typically that is done through an inspection period. If you have no inspection period on your deal or the EMD is non-refundable we will not fund your deal.

Good news! We will provide you with the proper addendums for your purchase contract to keep our funds safe and your deal moving forward!

Is there a max amount you can fund?

There is no limit on the funds we have available for both EMD, Double Closings, or Stack Method deals. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

How quickly can we get our deal funded?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If your deal does not close, we do not charge you the transaction fees. Your only cost would be any non-refundable up-front fees since our transaction coordinators have already worked on the deal for you.

What is your role in a Stack Method deal?

Our role on Stack Method deals as your 3rd party funding partner:

Ensure that we can meet your primary lender's down payment funding requirements.
Ensure our funds are protected throughout the completion of the transaction.
Bring down payment funds to close with your primary lender.
Ensure Title is a party to our irrevocable disbursement instructions.