Fast Funding Now.

Quick, No credit check funding for Double Closings, Down Payments, and Earnest Money Deposits backed by an experienced and high volume team, ready to close today.

The Stack Method

How it works...

You Qualify for a Primary Loan

Hard Money Loan

DSCR Loan

Private Money Loan

Commercial Loan

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You Customize

Seller Carry Terms

Your offer wins because the

Seller can get cash at close,

Seller carries a paper asset,

Seller saves on taxes!

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We Coordinate the Close and Fund the Downpayment

With a Specialized TC Team &

Fast Transactional Funds

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Close Your Deal

100% Financed

Your downpayment funded

Your costs were all covered

You Own a new property

$0 out of pocket!

368

Deals Completed

$19.3M

Funded in 2025

200+

Happy Borrowers

Frequently Asked Questions

How much do you charge?

We charge 40% fee for EMD funding, 1.5% fee for Double Close, and 2.5% for Stack Method funding to start. These numbers can change depending on duration of the deal and risks involved.

Are there any up-front fees?

For EMD, we charge a minimum $1500 to pay our team for underwriting and processing the deal. We must do this so we don't end up losing money by funding a deal that may cancel. If you are confident in your deal closing, this will have no effect on you!

What qualifies as transactional funding?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.

Here's how it works:

First Transaction: The investor agrees to purchase the property from the original seller.

Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

Can you fund EMD for end buyers?

We can fund EMD for end buyers, but it's rare. At the end of the day, our funds have to be protected no matter what. Typically that is done through a "Refundable Period" (a.k.a. inspection period). If you have no inspection period on your deal or the EMD is non-refundable we will not fund your deal.

Good news! We will provide you with the proper addendums for your purchase contract to keep our funds safe and your deal moving forward!

Is there a max amount you can fund?

There is no limit on the funds we have available for EMD, Double Closings, or Stack Method deals. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

How quickly can we get our deal funded?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If your deal does not close, we do not charge you the transaction fees. Your only cost would be any non-refundable up-front fees since the work has already been done to put funds aside or fund your deal.

What is your role in a Stack Method deal?

Our role on Stack Method deals as your 3rd party funding partner:

We ensure that we can meet your primary lender's down payment funding requirements for Sourcing and Seasoning.

We ensure our funds are protected throughout the completion of the transaction.

We bring the down payment funds to close with your primary lender.

We ensure Title is a party to our irrevocable disbursement instructions.

We record and disburse funds with our in-house attorney.

We TC, account setup, create contracts & security docs, coordinate Title & disbursements, record Seller note, and more (TIER 2 ONLY).

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